10 Best Credit Card Readers of 2022

Credit card chip readers are becoming more and more popular, as they help to reduce fraud and keep your personal information safe. In 2022, there are likely to be ten best chip readers on the market, according to reviews. The base model of the reader is a chip that you insert into your card, and then it reads the information on the chip. This is a great feature because most cards contain microchips with an encrypted key.

Since your card is an electronic device, it’s almost impossible to clone it and use it for other purposes. You can’t just replace the microchip in your card with a fake one, so this is a very secure way of processing credit cards.

What is a card reader?

A card reader is a device that reads personal cards like identification cards and credit cards. Card readers are usually attachable to keychains or belts, and many are also available as app downloads.

Our 10 Best Credit Card Reader Reviews:

1. Square Contactless and Chip reader

Square Contactless and Chip reader

Square Contactless and Chip reader is an all-in-one device that allows for secure transactions over contactless mobile platforms. It is a card-type reader with a square, black and green OLED display. The Square Contactless and Chip reader has two terminals; the left terminal can be used to input the card number, and the right terminal can be used to input the spending amount. When completed, the transaction will result in a confirmation message on the OLED display.

The Square Contactless and Chip reader was announced by Square Incorporated in early 2018. It entered into production in Q2 of 2018.


  • Card-type reader.
  • Square Contactless and Chip reader has a small OLED display with a text entry function, which can be used to input the card number, spending amount or both.
  • Compatible with Apple Pay and Android Pay.

Buy on Amazon

2. Clover Go

Clover Go

This credit card reader, designed by Clover, is compatible with both smartphones and tablets via Bluetooth. It also accepts all kinds of credit score card payments from magstripe-only cards to chip cards and contactless payments. It costs $49 and you can choose between a starter plan for $0 a month or the standard package that costs $14.95 per month. Both packages offer basic payment processing with twenty-four hours of merchant support.

The Clover Mobile Wallet app requires the use of a personal identification number (PIN) or fingerprint to authorize purchases. It does not support contactless payments. The Clover Mobile Wallet app also supports the use of purchase orders and invoices. It allows you to send payments to your supplier, or to pick up a payment from your bank.


Support for AMEX and MasterCard payment cards. Supports both contactless payments and mobile wallets. Allows you to make purchases from your bank account, credit card, debit card or PayPal account without having to enter your PIN or fingerprint. Supports most major merchant discounts like cash back and coupons.

Buy on Amazon

3. SumUp Plus

SumUp Plus

SumUp Plus is a new app that allows users to quickly and easily calculate the total amount of money they have in their bank account. SumUp Plus is perfect for people who want to keep their finances under control, and for people who want to learn about their current financial situation.

The app also keeps track of bank accounts, credit cards, and other financial assets. Users can quickly see their current balance, check the amount of money in any account, or calculate their total assets in real-time.

The app is available for free from the App Store.


  • Automatically calculates your total assets based on your other accounts, including bank accounts, credit cards, and more.
  • Easily keep track of all of your financial assets and assets in the app.
  • View assets or transactions from multiple accounts at once.

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4. PayPal Zettle

PayPal Zettle

PayPal Zettle is a mobile app that allows users to quickly and easily pay debts with their favorite debit or credit cards. The app is available on the iOS and Android platforms, and it allows users to pay debts in minutes, without having to wait for their bank account to be processed. The app is available in the App Store and on Google Play.

Zettle offers a free service and pays interest on all debts paid with the app. The charges are applicable to the first year of use, but after that, users can pay by credit card or debit card.


  • Pay by debit or credit card using mobile phone
  • Paying is instantly and simply done. No need to enter your bank card details
  • Pay in any location
  • Quick and easy to use, just follow the on screen instructions.

Buy on Amazon

5. Clover Flex

Clover Flex

Clover Flex is a held-hold credit card reader that allows consumers to read and manage their cards on their smartphones. The Clover Flex was announced at the Consumer Electronics Show in Las Vegas in February, and is currently available for pre-orders on Amazon.com. The Clover Flex has an 8-inch touchscreen display, a built-in microphone, and a 2-year warranty. With the Clover Flex, consumers can stay connected with their accounts and cards from anywhere in the world.

The Clover Flex is compatible with all major credit and debit cards, as well as many other forms of payment.


  • 8-inch touchscreen display.
  • Built-in microphone and speaker.
  • 2-year warranty.

Buy on Amazon

6. Helcim Card Reader

Helcim Card Reader

Helcim’s card reader accepts chip and contactless payments, and also has a barcode scanner for scanning loyalty cards. This card reader allows you to pay for your services at the kiosk without having to wait in line (which is helpful if you have a large group). There is also a card reader that will accept any magnetic stripe (not just chip and ctless) and even magnetic-stripe credit cards.

Another option is to use your smartphone as a payment device. This can be helpful in certain circumstances. For example, if you want to rent a car and want to pay with a credit card but don’t want to use your debit card or ATM card directly, you can do this using the Autopay app on your smartphone.


Individualized point system. If you are getting your first membership and want to upgrade to one of the higher levels, you can get an additional 10% discount. This is a good idea because it will give you the ability to get discounts without having to pay full price.

7. Toast Go 2

Toast Go 2

If you’re looking for a way to make your life easier, or just want to get paid more money, there’s no need to look any further than the new Toast Go 2 credit card reader. This app allows you to swipe your cards through the reader and start earning rewards immediately. Not only that, but the device is even compatible with Square Cash, so you can easily accept payments from customers in your local area. If you’re looking for an easy way to make some extra cash, then the Toast Go 2 credit card reader is definitely the perfect option.

The ToastGo2CardReader is also compatible with the apps Square Cash and Square Wallet. Both of these apps provide you with a way to accept payments from customers in your local area.


  • Compact, lightweight design
  • Swipe your cards through the reader to start earning rewards instantly
  • Compatible with Square Cash and Square Wallet
  • Accepts both magnetic and NFC payments
  • Easy to find location on the device, simply tap on its icon to open up the app

Buy on Amazon

8. Square Terminal

Square Terminal

Square Terminal is a mobile app that allows you to accept all three methods of credit card payments. It’s simple to use and can be integrated into your daily routine, making it an easy way to get paid. Square Terminal is the perfect solution for businesses that need to take care of their finances and have a streamlined payment process.

The Square Terminal app works on iOS and Android devices. It allows you to accept credit card payments on your smartphone, tablet or laptop computer by simply tapping a QR code displayed in the notification area of the app.


  • Integration with the Square Reader Card reader app.
  • Close to the counter.
  • Card validation.
  • Easy payments in multiple currencies.
  • Quick access to your account information & transactions.
  • Quickly check balances, view recent transactions, and request a cash advance.
  • No need for paper checks or expensive credit card terminals.

Buy on Amazon

9. Clover Mini

clover mini card reader

The Clover Mini is a countertop setup that doesn’t require a tablet. It allows your business to access their data more easily and without having to leave their workspace. This setup can be used for small businesses as well as larger organizations. The Clover Mini also has several features that make it an excellent choice for businesses of all sizes. Here are some of the features that make this a good choice for small businesses:

Bulk storage capacity: The Clover Mini has enough storage space to store up to 100,000 documents. This makes it easy for you to store and retrieve files easily when needed.

10. Clover Station Solo

Clover Station Solo

Clover Station Solo is a new register-style system that offers merchants a 14-inch high-definition screen. Clover Station Solo is designed to help small businesses and entrepreneurs get online and improve their sales visibility. The system is easy to use and offers merchants a versatile way to promote their products and services. With Clover Station Solo, small businesses can easily connect with customers in a more efficient way.

Clover Station Solo is a global system that integrates with all major online stores, including Amazon, eBay, Walmart, and other retailers. Clover Station Solo has been designed to be easy to install and operate. Merchants can choose from six different screen sizes and connectivity options.


  • Quickly promote your products and services by creating custom digital advertisement
  • Automatically detects the type of product and should be used only when you want to offer special promotions
  • Customize your ad with image, text, background color, and more.

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What to Look for Before Choose a Card Reader

Your choice of card reader is important, as each one has its own advantages and disadvantages. Here are six things you should consider before making your purchase: cost, size, features, ease of use, pocketability, and compatibility with other devices.


The first thing to consider is the cost. There are a number of different models available, but the most popular are small and cost around $10.00. These cards are perfect for reading e-mails and trying out new applications without having to pay a monthly fee.


This is an important consideration if you need to read a lot of e-mails and documents. Compact models are best for reading through e-mails, but larger models are better for reading documents because they hold more data at once.


The next thing to consider is the features of the card. The more features available, the more you can do with it. For example, some cards offer e-mail and calendar integration while others support only e-mails.

Ease of Use

The next thing to consider is the ease of use. Ease of use determines how easy it is to get up and running with the card.


The  Pocketability feature determines how portable the card is. A compact card can be tucked into a briefcase or rolled up in a laptop sleeve, but if you need to use the card on your lap, it won’t work well. Versatility The Versatility feature determines how much you can do with the card.


The Compatibility feature determines how well the card will work with other products. There are 3 types of compatibility: One Card, Two Card and Three Card.  This is a very important feature to check out because it can determine if your card will work with other cards or not.


In conclusion, the best credit card reader is one that can be easily connected to your bank account. This card reader will help you stay on top of your finances and keep track of your spending.

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